By: Vaishnavi Barthwal

Anyone engaged in agriculture and allied activities can avail this loan.

Involvement of paperwork and documentation is minimal.

A lot of flexibility in the repayment tenure is provided.

 It provides loan at a very reasonable rate of 2%- 4%

It gives insurance coverage (personal accident & asset) for the recipient.

It offers facility to withdraw cash as per farmer’s requirement.

The card has a five year validity period. 

No collateral is required for loans that amount up to Rs. 1.6 lakh.

A loan of Rs.3 lakh can be sanctioned and produce marketing loans can be obtained.

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Rescheduling of loans and conversion is provided in case of any natural calamity