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Budget 2023: Sitharaman Announces New Saving Scheme for Women

Through Mahila Samman Bachat Patra, women can deposit up to Rs. 2 lakh for a two-year term at a fixed interest rate of 7.5% with the possibility of partial withdrawal.

Updated on: 1 February, 2023 2:48 PM IST By: Binita Kumari
Sitharaman Announces New Saving Scheme for Women

A one-time small savings scheme for women was introduced by Finance Minister Nirmala Sitharaman on February 1. Mahila Samman Saving Certificate will be the name of the scheme, which will run until March 2025.

The scheme will offer a fixed rate of interest of 7% for a period of two years. The deposit may be made in a woman's or a girl child's name. A facility for partial withdrawals will also be included in the scheme. The maximum deposit amount in this scheme is set at Rs. 2 lakh. Additionally, the cap for the postal monthly income scheme (POMIS) was raised. As opposed to the current limit of Rs. 4.5 lakh, Rs. 9 lakh can now be invested in POMIS under a single name.

The maximum sum that a senior citizen may invest in the senior citizen saving plan (SCSS) has also been increased by the finance minister from Rs 15 lakh to Rs 30 lakh.

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