How ICICI, Kotak, Bank of Baroda and SBI Customers can withdraw money at ATMs without Debit Cards

For the ease and convenience of customers, many banks in India have started offering cardless cash withdrawal service. Cardless cash withdrawal service is a safe and easy mode to withdraw cash anywhere in India. ICICI Bank, State Bank of India, Bank of Baroda, Kotak Mahindra Bank and RBL Bank are among some of the banks providing this facility to their customers.

Our motive to write this article is to help people from the agriculture sector who have accounts in SBI, BoB, Kotak Mahindra and ICICI bank. 

It must be noted that this facility can be used to withdraw cash at select ATMs of these banks without using the debit card.

How to use SBI cardless cash withdrawal facility

SBI customers can follow the steps given below to withdraw money at ATMs without Debit Cards;

• Open your Yono app, and then click on the Yono Cash.

• Now go to the ATM section & enter the amount you want to withdraw.

• The bank will send you a Yono Cash transaction number on the registered mobile.

• You will have to use this number and your PIN at any of SBI's cardless transaction ATMs to withdraw money.

• Remember that this facility is valid for 4 hours.

• At the ATM, use the Card-Less Transaction option available on the screen and then to Yono Cash

• Lastly enter all required details.

How to use Bank of Baroda cardless cash withdrawal facility

• Open BOB M-connect Mobile Banking application & generate OTP for the cardless transaction.

• Then login to BOB Mobile Banking and click on Premium Services tab.

• After that click on Cash on Mobile service.

• Enter Account number, and amount & submit it.

• Once you submit the request, an OTP will be sent to your registered mobile number.

• The OTP is valid only for 15 minutes so you must visit ATM and withdraw money within that time.

• Go to your nearest BOB ATM and select Cash on Mobile option on the ATM screen.

• Enter OTP and enter the amount.

How to use ICICI cardless cash withdrawal facility

• Open 'iMobile' app & select 'Services' and then cash withdrawal at ICICI Bank ATM.

• Now enter amount, select your account number and create a 4-digit temporary PIN. Then submit it.

• You will get an OTP

• Go to any ICICI Bank ATM and choose Cardless Cash Withdrawal. Now select 'enter mobile number & head enter 'reference OTP number'.

• Enter your temporary PIN & then select the amount you want to withdraw.

How to use Kotak Mahindra cardless cash withdrawal facility

• Log on to Kotak mobile banking app or net banking.

• Then register beneficiary's name, mobile number & address. This beneficiary registration is a one-time process.

• After the process is completed, beneficiary can withdraw money from any Kotak Mahindra Bank ATM in India by selecting cardless cash withdrawal or instant money transfer option on ATM screen.

• The beneficiary will have to enter his mobile number, SMS codes & the cash amount.

For more details visit your nearest bank branch....Happy and safe banking