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How to Withdraw PF Money & Check Account Balance

Employees make a fixed monthly contribution to their PF account of 12% of their base pay, and the employer also contributes an equal amount.

Shruti Kandwal
To view the EPF balance on a mobile device, use the SMS service.
To view the EPF balance on a mobile device, use the SMS service.

Do you want to know how to verify the interest that has been deposited into your account and the amount of your provident fund (PF)?

Every salaried individual needs to be updated about their PF balance, especially at the end of the financial year. Employees make a fixed monthly contribution to their PF account of 12% of their base pay, and the employer also contributes an equal amount.

Although there are several ways to check your PF account balance, let's look at five quick approaches.

EPFO website:

Click "Member Passbook" under the area for employees on the EPFO website. By entering in with your universal account number, or UAN, and password, you may access the PF passbook.

Along with the opening and closing balance, the breakdown of the contributions made by the employee and employer are also displayed. The amount of any PF transactions, as well as any PF interest earned, are also indicated.

Your UAN will display all of the provident fund numbers that are associated with it if there are any. To view the balance of a particular PF account, click on the specific member ID.

Unified Portal:

You may also view the provident fund balance by opening the PF passbook after logging in to the Unified Portal with your UAN and password. You may also see the PF contributions for different fiscal years.

Through SMS:

To view the EPF balance on a mobile device, use the SMS service. You must SMS EPFOHO UAN ENG to 7738299899 in order to access the service. Sending an SMS will be helpful in obtaining the PF balance without a UAN.

The SMS should be sent to the number 7738299899, and it must be sent from your registered mobile number. After receiving the SMS, you will receive data on the member's most recent PF contribution and the balance details of the member specific to your KYC details.

Through a missed call:

You can use your mobile phone to check the PF balance, for which you will not require the UAN. For this, you will have to use the Missed Call service provided by EPFO.

You must dial 011-22901406 from your registered mobile number if you miss a call. The user will hear the message showing the PF balance before the call is ended after two rings.

It's important to note that this service is cost-free and can be availed from non-smartphones also.

As an employee, you must, however, make sure that your UAN is connected to your bank account, as well as your Aadhaar and PAN cards and your mobile number, all of which need to be registered at the Unified Portal.

PF balance through UMANG app:

To receive EPF information, including PF balance, claim status, and Know Your Customer (KYC) status, among other details, one may download the UMANG app, which stands for Unified Mobile Application for New-age Governance.

How to withdraw your PF money?

Employees Provident Fund (EPF) is a permanent investment that may be beneficial over the course of a person's life. It is made up of 12% of the employee's basic pay that is deposited with the Employees Provident Fund Organization each month (EPFO). In addition, the employer makes a contribution to this fund, which over time accumulates a sizable corpus.

Employees Provident Fund (EPF) is a lifetime investment that might be useful throughout important stages of one's life. It is made up of 12% of a worker's base salary per month, which is deposited with the Employees Provident Fund Organization (EPFO). The employer also contributes to this fund, which over time builds up a sizable corpus.

Employees can withdraw their PF online quite easily. This can be facilitated through the member e-SEW portal of EPFO. The employees can withdraw their complete savings in the PF once they retire.

However, if employees meet specific requirements, they may withdraw some money even before retirement.

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