1. Agriculture World

How to Apply for PMFBY? Check Step-by-Step Registration Process

PMFBY is a very beneficial scheme that provides a comprehensive insurance cover against the failure of crops thus helping in stabilizing the income of farmers.

Abha Toppo
crop insurance
PMFBY covers food crops (Cereals, Millets & Pulses), Oilseeds & Annual Commercial / Annual Horticultural crops

Pradhan Mantri Fasal Bima Yojna (PMFBY) was introduced on 18 February 2016 by Prime Minister Narendra Modi. PM Fasal Bima Yojana provides a comprehensive insurance cover against failure of the crop thus helping in stabilizing the income of farmers.

Objectives of PMFBY

The objective of Pradhan Mantri Fasal Bima Yojana are;

  • To provide insurance coverage & financial support to the farmers in the event of failure of any of the notified crops as a result of natural calamities, pests, and diseases

  • To stabilize farmers’ income to ensure their continuance in farm activities

  • To encourage them to adopt innovative & modern agricultural practices

  • To ensure the flow of credit to the agriculture sector

What crops are covered under PMFBY?

  • Food crops (Cereals, Millets and Pulses)

  • Oilseeds

  • Annual Commercial / Annual Horticultural crops

Documents needed for PMFBY registration

Important documents required for PMFBY are as follow;

  • Identity proof of the farmer such as PAN card, driving license, voter ID card, passport, Aadhaar card.

  • Address proof like driving license, voter ID card, passport or Aadhaar card

  • Photo copy of field Khasra number / account number is required.

  • Proof of sowing of crop in the field.

  • A cancelled cheque is required along with all the papers.

How to apply for PM Fasal Bima Yojana

Follow the steps given below to apply for PM fasal bima yojana;

  • Go to the official website of PMFBY 

  • Click on Farmers corner on the homepage

  • Now Login with your Mobile number and if you don’t have an Account then Login as Guest Farmer

  • Enter all required details such as name, address, age, state etc.

  • Finally, click the submit button.

Click to apply

Companies that provide Pradhan Mantri Fasal Bima Yojana

  • Bajaj Allianz

  • SBI General Insurance

  • United India Insurance Co.

  • Agriculture Insurance Company

  • Reliance General Insurance Co. Ltd.

  • HDFC ERGO General Insurance Co. Ltd.

  • IFFCO Tokio General Insurance Co. Ltd.

  • ICICI Lombard General Insurance Co. Ltd.

  • Tata AIG General Insurance Co. Ltd.

For details regarding the scheme, you can contact the abovementioned companies also.

Points to remember

  • You have to take the insurance policy within 10 days of sowing the crop.

  • PMFBY covers the losses incurred within 14 days of harvesting.

  • It will be beneficial only in the event of loss due to a natural disaster.

  • In case of crop loss, immediately inform your bank.

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