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PM Garib Kalyan Package: Direct Cash Transfer to Women PMJDY Account Holders for Month of April

Pronami Chetia
Pronami Chetia

Amid the nationwide lockdown, the Ministry of Rural Development is releasing the lump sum amount @ Rs. 500/- per woman to Pradhan Mantri Jan-Dhan Yojana (PMJDY) account holders (as per the number of such accounts intimated by banks), for April 2020, and the same has been credited to the designated accounts of individual banks on 2nd April 2020, says official reports. 

As per reports, this follows the announcement made by the Finance Minister on 26.3.2020 regarding ex-gratia payment of Rs. 500/- per women PMJDY account holders, for next three months, under the PM Garib Kalyan Package. 

In order to maintain social distancing and orderly withdrawal of money by beneficiaries, the Department of Financial Services (DFS) has directed the banks to stagger the arrival of account-holders at branches, BCs and ATMs for withdrawal of money. Following is the schedule of disbursement based on the last digit of the account number of the beneficiary: 

Women PMJDY account holders 

having account number with last digit as 

The date on which amount could be 

withdrawn by the beneficiaries 

0 or 1 


2 or 3 


4 or 5 


6 or 7 


8 or 9 



After 09.04.2020, the beneficiaries may go to the branch or BC on any date as per normal banking hours. Banks may accordingly phase out the credit to beneficiary accounts. Banks have been advised to intimate the above schedule to the beneficiaries through SMS intimation as per the following text: 

“We care for you. Under Pradhan Mantri Garib Kalyan Package, a sum of Rs. 500/- pm has been deposited in the a/c of Women Jan Dhan Yojana Beneficiaries for the month of April 2020. Pl contact your Branch/ Bank Mitra tomorrow/ on …….(date) to avoid inconvenience. Stay safe stay healthy!” 

(Bank may choose the appropriate option from the underlined text) 

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