Bank is a financial institution which is licensed to receive deposits and make loans. Banks may also provide financial services, like wealth management, currency exchange and safe deposit boxes. There are two types of banks: commercial/retail banks and investment banks. In most countries, banks are regulated by the national government or central bank. This institution deals in money and its substitutes. Banks accept deposits and make loans. They derive a profit from the difference in the interest rates paid and charged, respectively. Check out the following list of banks.

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