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Register at e-Shram Portal and Get Accidental Insurance of Rs 2 Lakh Absolutely Free!

M Kanika
M Kanika
e-Shram Beneficiaries
e-Shram Beneficiaries

The Modi government had started the e-Shram portal for the workers of the unorganized sector. Within just 4 weeks of launch, more than 1 crore unorganized workers have registered on this portal. 

The biggest advantage is that one who registers on the e-Shram portal gets a benefit of accidental insurance of Rs 2 lakhs for free. The benefit of accidental insurance is available under the Pradhan Mantri Suraksha Bima Yojana (PMSBY).

After registering on the e-Shram portal, the first year’s premium is deposited by the labor ministry. Pradhan Mantri Suraksha Bima Yojana is a Government Accidental Policy (Personal Accident Insurance Scheme). This scheme covers the Accidental Death i.e. Death in Accident & Disability in the Accident for 1 year. This scheme is renewed each & every year.

There are 3 types of Benefits in this Scheme:

  • The first benefit pertains to accidental death.

  • If the insured person dies, the nominee will get Rs 2 lakh.

  • If someone loses both of his/hers hand, feet or eyes in an accident, he/she will still get the benefit of Rs 2 lakhs.

  • If he/she loses sight of one eye or is disabled in one leg or hand, then he/she will get a benefit of Rs 1 lakh.

Annual Premium of Rs 12

  • The premium for this scheme is Rs 12 per annum.

  • This scheme is auto-renewed each & every year or it has to be renewed.

  • The minimum age limit for this scheme is 18 years & the maximum age limit is 70 years.

  • If someone has multiple bank accounts, then he can take the advantage of this scheme from one account of any one of their bank.

 38 crore Workers Across the Country

  • According to the data of different governments, there are about 38 crore workers in the unorganized sector across the country.

  • The main aim of the government is to connect all the workers with this platform.

  • As the government wants to keep the correct database of these laborers. 

  • There is absolutely free registration on this portal.

  • The registration can be done at any Common Service Center. Not only this but it can also be done in the regional office of the state government.

Eligibility for e-Shram card

  • Any worker in the unorganized sector can register themselves.

  • There are not any income-based criteria. However, the registered worker should not be an income taxpayer.

Process to Register on e-Shram Portal

  • The interested person can register themselves by visiting the official website of e-Shram

  • Firstly you have to log in to this website.

  • After when you log in successfully, all the information including bank details are shared here.

  • The main purpose of the government is to provide benefits to the right people at the right time through the Direct Benefit Transfer (DBT).

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