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PMJDY Latest Update: Now You Can Get All Important Information in Just One Call; Details Inside

Sangeeta Soni
Sangeeta Soni
pm jan dhan

Pradhan Mantri Jan Dhan Yojana (PMJDY) has been launched by the Central Government to give the benefit of government schemes to every citizen of the country. Under this scheme, Jan Dhan accounts have been opened in public and private banks. Through these accounts, the benefit of government schemes including PM Ujjwala Yojana, PM Kisan Yojana is being routed directly through the online process. In the past few months during the corona crisis, the government has extended benefits of various schemes to the Jan Dhan Accounts of millions of people. One more thing to mention, if anyone have other savings account, it can be converted into Jan Dhan Account. For any information related to PMJDY, a toll free number has been issued by the Central Government for every state.  

State-Wise Toll Free Numbers 

Andaman &Nicobar- 1800-345-4545 

Andhra Pradesh- 1800-425-8525 

Arunachal Pradesh- 1800-345-3616 

Assam- 1800-345-3756 

Bihar- 1800-233-4358 

Chandigarh- 1800-180-2020 

Chhattisgarh- 1800-233-4358 

Dadar & Nagar Haveli- 1800-233-1000 

Daman &Diu- 1800-233-1000 

Delhi- 1800-180-0124 

Goa- 1800-233-3202 

Gujrat- 1800-233-1000 

Haryana- 1800-180-2020 

Himachal Pradesh- 1800-180-8053 

Odisha- 1800-345-6551 

Puducherry- 1800-425-0016 

Punjab- 1800-180-2020 

Jammu Kashmir- 1800-180-0235 

Jharkhand- 1800-345-6576 

Karnataka- 1800-4300-0000 

Kerala- 1800-4300-0000 

Lakshadweep- 1800-4300-0000 

Madhya Pradesh- 1800-233-4035 

Maharashtra- 1800-102-2636 

Manipur- 1800-345-3858 

Meghalaya- 1800-345-3658 

Mizoram- 1800-345-3660 

Nagaland- 1800-345-3708 

Rajasthan- 1800-180-6546 

Sikkim- 1800-345-3256 

Tamil Nadu- 1800-425-4415 

Telangana- 1800-425-8933 

Tripura- 1800-345-3343 

Uttar Pradesh- 1800-102-7788 

West Bengal- 1800-345-3343 

Benefits of Jan Dhan Account 

Every person who opens Jan Dhan Account gets special benefits associated with the scheme. Along with the interest received on the deposit, he/she will get accident insurance cover of one lakh rupees. It is not mandatory to keep any minimum amount in the account. On the death of account holder, his/her family is provided an amount of Rs. 30, 000. And, this account has an overdraft facility of up to 5 thousand rupees for the women of the family.  

Other benefits are- 

1. Interest is received on the amount deposited in the Jan Dhan account. 

2. Free mobile banking facility is provided to the account holder. 

3. Account holder can overdraft up to Rs. 10,000 from his/her account. 

Jan Dhan accounts were used to help the economically weaker people by giving them the benefit of government schemes during the lockdown period.  

Private Banks where Jan Dhan Account can be Opened are- 

HDFC Bank 

ICICI Bank 

Axis Bank 

Federal Bank 

Yes Bank 

ING Bank 

Kotak Mahindra Bank 

Karnataka Bank 

IndusInd Bank 

Dhanlaxmi Bank 

Every citizen residing in the country with the age of 10 years or more, can open Jan Dhan Bank Account. 

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